Private Clients

Grosvenor’s Private Clients Insurance delivers expert protection for individuals and families with diverse, high-value assets. With decades of experience and strong partnerships with leading insurers, we craft bespoke insurance solutions that address your unique risks and responsibilities. Explore the full scope of our tailored protection:

• Primary and Secondary Residences in the UK and Abroad: We tailor cover for your main home and additional properties, whether in the UK or overseas. Each policy reflects the distinct character and value of your residences, including listed buildings, architect-designed homes, and heritage estates.

• High-Value Contents, Jewellery, and Fine Art Collections: We protect your valuable possessions against theft, accidental damage, and loss. Our specialist cover includes rare jewellery, designer collections, antiques, and museum-quality artworks, with valuations regularly updated to match market trends.

• Worldwide Travel Insurance with No Upper Age Limit for Single Trips: Travel confidently with global coverage. Our policies include medical expenses, trip cancellation, and emergency assistance, with no upper age limit for single trips (subject to a satisfactory medical questionnaire).

• High-Value Motor Insurance, Including Classic and Collector Cars: We insure prestige vehicles such as supercars, performance models, and luxury marques. Our cover includes agreed value, original parts replacement, and access to specialist repairers.

• Overseas Vehicles and Collections: We provide seamless cover for vehicles kept at second homes abroad or as part of international collections, ensuring compliance with local regulations and reflecting your global lifestyle.

• Public and Employee Liability up to £10 Million: We protect you against claims involving injury or damage related to domestic staff, guests, or third parties. Our policies include both public and employers’ liability for complete peace of mind.

• Defective Title Protection: We cover legal costs and losses if someone legally challenges your ownership of fine art or high-value items due to a defective title.

• Extended Replacement Cover for Valuables: If an insured item’s market value rises unexpectedly, our extended replacement cover ensures you can replace it without financial loss – even if it exceeds the declared value.

• 24-Hour Home Emergency Assistance: We provide immediate help for emergencies like burst pipes, electrical failures, or security breaches. Our rapid-response service minimizes disruption to your home and lifestyle.

• Automatic Cover for New Acquisitions: We automatically cover newly acquired valuables, artworks, or luxury items for a specified period, giving you time to formally add them to your policy.

• No Excess on Claims Involving Fine Art and High-Value Items: We waive the excess on claims involving fine art and other high-value possessions, so you receive the full benefit of your cover.

• A Practical, Tailored Approach to Home and Asset Security: We work closely with you to assess and enhance your security measures, offering expert guidance on risk mitigation and ensuring your cover reflects the true value and vulnerability of your assets.

At Grosvenor, we understand that true peace of mind comes from knowing every detail is accounted for. Our Private Clients Insurance goes beyond standard cover, offering a personalised, proactive approach that evolves with your lifestyle and assets. Whether you’re safeguarding a heritage estate, a rare art collection, or a fleet of luxury vehicles, we’re here to ensure your protection is as exceptional as the life you lead.